Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency, located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency dedicated exclusively to serving the needs of contractors operating right here in our community. We understand the unique risks and responsibilities that come with building, repairing, and maintaining the infrastructure and spaces that define Phoenix. Our mission is simple: to provide tailored insurance solutions that protect your business, your people, and your bottom line, all from our local base.
Understanding Contractor Risks
As a contractor, whether you're managing large commercial projects, handling intricate residential renovations, or providing essential maintenance services, your work involves inherent risks. Accidents can happen, materials can be damaged, and third parties can be affected. At The Contractor's Choice Agency, we recognize that a one-size-fits-all insurance policy simply won't suffice for the diverse and demanding nature of your trade. We are focused on understanding the specific challenges you face daily in your Phoenix-area operations.
Our Core Services: Insurance Solutions Tailored for Contractors
We offer a comprehensive range of insurance products specifically designed for contractors like you. Our expertise lies in identifying the precise coverages you need to operate safely and successfully within your local business environment.
General Liability Insurance
This is often the most fundamental coverage for contractors. It protects your business from claims alleging that your operations caused bodily injury or property damage to others on your job site or elsewhere. For contractors working in Phoenix, this could range from tripping hazards on a construction site to damage caused during landscaping or moving operations.
Commercial Property Insurance
Your tools, equipment, vehicles, and even your place of business (if applicable) are valuable assets. Commercial Property Insurance safeguards these assets against damage or loss due to events like fire, theft, vandalism, or natural disasters specific to the Phoenix area, such as windstorms or hail.
Workers' Compensation Insurance
Given the physical nature of many contracting jobs, workplace injuries are unfortunately common. Workers' Compensation Insurance is crucial for protecting both your employees and your business. It provides necessary medical treatment and wage replacement benefits for employees injured on the job, helping to mitigate the financial impact on your operations.
Commercial Auto Insurance
Contractors rely heavily on vehicles – from company trucks and vans transporting materials to personal vehicles used for job site visits. Commercial Auto Insurance is specifically designed for business use, offering broader coverage than standard personal auto policies, including protection for vehicles transporting equipment or materials within the Phoenix metro area.
Tools & Equipment Insurance
Specialized coverage for your valuable tools and machinery is essential. This insurance protects against loss or damage to your equipment, whether due to theft, vandalism, accidental damage, or operational wear and tear, ensuring you can continue operations with minimal disruption.
Bonding
Performance and payment bonds are often required by clients and project owners, especially for larger contracts. We can assist in securing these bonds, which guarantee that you will fulfill your contractual obligations and pay your subcontractors and suppliers as agreed.
Why Choose The Contractor's Choice Agency in Phoenix?
Our strength lies in our specialization. Unlike large, impersonal insurance providers, we focus exclusively on the needs of contractors. This means:
Expert Understanding: Our agents possess deep knowledge of the construction and contracting industries specific to the Phoenix area. Local Focus: We understand the unique risks associated with working in Arizona and the Phoenix region. Personalized Service: We take the time to understand your specific business practices, project types, and risk exposures. Strategic Guidance: We don't just sell policies; we advise on risk management strategies to help you prevent incidents and protect your business proactively. Streamlined Process: We aim for a smooth experience, from policy selection and application to claims handling, ensuring you have support when you need it most.Our Commitment to Your Success in Phoenix
At The Contractor's Choice Agency, we are committed to being a steadfast partner for contractors building and maintaining the vibrant Phoenix community. We provide the specialized insurance coverage you need, backed by knowledgeable agents who understand your business and the local landscape. Partner with us to protect your investment, ensure compliance, and focus on what you do best: delivering exceptional work.
Contact The Contractor's Choice Agency Today
Ready to review your insurance needs with a specialist? Ensure you have the right coverage in place for your projects right here in Phoenix. Reach out to us at our Chandler Blvd location or online.
Website: https://contractorschoiceagency.com/
Phone: 844-967-5247
Frequently Asked Questions (FAQs)
1. What types of contractors do you work with in Phoenix?
Answer: We work with a wide range of contractors operating in the Phoenix area, including general contractors, specialty trade contractors (electrical, plumbing, HVAC, roofing), construction managers, remodelers, maintenance and repair services, landscape contractors, and equipment rental businesses.
2. How can I get a quote on insurance for my contracting business in Phoenix?
Answer: You can obtain a quote by calling our office directly at 844-967-5247. Our agents will discuss your specific business activities, project types, and risk exposures to provide a tailored quote relevant to your operations in the Phoenix area.
3. What should I do if I have a claim in Phoenix?
Answer: If you experience a covered loss or incident, contact our claims department immediately by calling 844-967-5247. We are committed to handling your claim promptly and efficiently, working with you to restore operations and minimize financial impact within the context of your Phoenix-based business.
4. Do you offer assistance with risk management for contractors in Phoenix?
Answer: Absolutely. Understanding that prevention is key, we offer risk management consultation services for contractors. We can help identify potential hazards specific to your type of work in the Phoenix area and suggest strategies to implement a safer work environment, potentially reducing your insurance costs and overall liability.
5. How does being a local agency benefit me as a contractor in Phoenix?
Answer: Being a local agency means we have an intimate understanding of the